消費(fèi)升級(jí)背景下農(nóng)村居民金融素養(yǎng)的標(biāo)準(zhǔn)化培養(yǎng)路徑

Standardized Cultivation Path of Rural Residents’ Financial Literacy under the Background of Consumption Upgrading

TIAN Wanwan (Xingzhi College,Xi'an University ofFinance and Economics)

Abstract:With the upgradingofconsumption,therural financial demand showsatrendof diversificationandcomplexity. However,theoverallevelofuralidents'fancialitecyisowicstrictstheperfomanceoffnncialsices paper pointsoutthatestandardizedcultivationofruralresidents’fnancialiteracyshouldbecarriedoutfromthedimensions of knowledge system,abilityassessment,ndeducationandtrainng,fcusingontrengthenngfancialeducation,iproving financialservces,andimproingeconomicandfancalecosytem,sostoomprehensivelyimproveuralrsidentsfcial literacy,promote the steadydevelopmentofruralfinance,andcontribute toruralrevitalizationandcommon prosperity.

Keywords: consumption upgrading; rural residents; financial literacy; standardized training

0 引言

近年來，我國(guó)經(jīng)濟(jì)持續(xù)穩(wěn)健發(fā)展，居民生活水平顯著提升，消費(fèi)結(jié)構(gòu)正經(jīng)歷深刻變革，從傳統(tǒng)的溫飽型向發(fā)展型、享受型加速轉(zhuǎn)變。（剩余4219字）