數(shù)字普惠金融對(duì)廣東省農(nóng)村居民消費(fèi)升級(jí)的影響

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開放科學(xué)（資源服務(wù)）標(biāo)識(shí)碼（OSID）：

Research on the Efects of Digital Inclusive FinanceonConsumption Upgrading of Rural Residents in Guangdong Province CHENYan1，CHENMing-zhong2（1.Collegeof Management，Guangzhou HualiCoege，Guangzhou，Guangdong 2.Colle Advanced Manufacturing，Shantou Polytechnic， Shantou，Guangdong ）

AbstractBasedonpaneldatafrom21prefecturelevelcitiesinGuangdongProvincefrom21lto02，theefectsofdigitalinclusivfinanceonuralresidents’consumptioninGuangdongProvincewereexaminedusingempiricalmethods.Theresultsindicatedthathrewasa significantgapinthdevelopntofigitaliusivefanceaongdfentregiosinuangdongrovince，ittegestdifrecte degreofdigitizatioDigitalincusivefancedasgnfcantpromotigftonthosumptioexpenieofuralresidetsGan dongProvince；digitalinclusivfinanceadsinficantpositiveeectsonthePearlRiverDeltaadWesteGuangdongProvince，andngativeefectsonteEastGuangdongProvince，andnosignifcaneectsonteNortheGuangdongProvice；digialincusivefaedirectlypromotedtheupgradingofruralresidents’consumptionthroughmechanismssuchasincreasingruralesidents’incomeandupgrading rural industrial structure. Finally，this article proposed targeted suggestions.

KeyWordsDigital finance;Inclusive;Rural residents’consumption;Empirical testing

近年來，在實(shí)施鄉(xiāng)村振興的大背景下，我國農(nóng)村居民消費(fèi)水平逐年上升，2020年農(nóng)村居民人均消費(fèi)水平是2010年的3倍。（剩余8226字）