解決科技企業(yè)融資難的國際實踐與啟示

打開文本圖片集

關鍵詞：科技企業(yè)；國際實踐；融資難；融資模式；信用體系

中圖分類號：F275;F276.44 文獻標志碼：A 文章編號：1003-5168（2025）12-0142-06

DOI： 10.19968/j.cnki.hnkj.1003-5168.2025.12.027

International Practice and Inspiration for Addressing Financing Difficulties for Scienceand Technology Enterprises

ZHAO FeiLI Junyu1HUANG Fusheng1JIHANGHongjie1 CHEN Ziyu1 ZHAO Rui2 ZHAO Kaikai'ZHANG Shengnan1ZHANG Weiqiang1

（1.Henan Scientific Research Platform Service Center， Zhengzhou 45ooo3，China; 2.Hebi Municipal Party

School of the Communist Party of China，Hebi 456761，China;3.Hebi Baoshan engineering consulting Co.， Ltd.，Hebi 456600， China）

Abstract： [Purposes] Exploring and comparing the practical experiences in addressing financing dificulties faced by technology enterprises can enhance the ability of Henan's technology enterprises to attract investment or obtain financing，and further improve the core competitiveness of these enterprises in Henan Province.[Methods] By using methods such as literature review， comparative analysis，and comprehensive comparison，this study explores the international practices in addressing the financing difficulties of technology enterprises，providing practical inspirations for the construction of the science and technology finance systemand mechanisms in Henan Province.[Findings] Itis found thatthere are three ways of financing in foreign countries： market-oriented financing，policy-oriented financing，and catching-up development financing.These methods have diffrent actual service policies the dominant forces of the market and the government， the government guarantee level，and regional characteristics. [Conclusion] To further improve the science and technology finance system and help technology enterprises overcome the financing dificulties for moving towards high-qualitydevelopment，it is necessary to establish and enhance the credit system for technology enterprises，the intellectual property protection system，the support system for entrepreneurial financing tolerance mechanisms，and the intellectual property-driven innovation ecosystem，so as to continuously optimize the financing environment for technology enterprises.

Keywords： science and technology enterprises; international practice; diffculty in financing; financing mode;credit system

0 引言

黨的二十大報告明確提出，“強化企業(yè)科技創(chuàng)新主體地位，發(fā)揮科技型骨干企業(yè)引領支撐作用，營造有利于科技型中小微企業(yè)成長的良好環(huán)境，推動創(chuàng)新鏈產(chǎn)業(yè)鏈資金鏈人才鏈深度融合”。（剩余8377字）